If you pass away, a death benefit will pay out to the beneficiary of your choice.
Accelerate up to 100% of your death benefit if you have a heart attack, stroke, cancer, or have any other living benefit qualifying event.
There are 6 daily living activities (eating, bathing, clothing, toileting, transferring, or medicating). If you need assistance with 2 of the 6 major daily living activities and can prove it with a doctors note, you can accelerate up to 100% of your death benefit.
Term– Covered for 10, 15, 20, 25, 0r 30 years. Cheaper rates.
Cash Back– Term that gives a 100% refund of premiums to insured if they out live the term of the policy
Permanent– Whole life or IUL coverage that will gain cash value and is designed to last until age 120.